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  • From Product Idea to Go-Live
    Testing, Filing & Innovation.

    Support for Insurers & InsurTechs

    We help you launch smarter—with functional testing, IRDAI-ready filings, and real-world product design built by insurance experts.

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What We Do (Services Overview)


Product Innovation for Insurance

We work with product teams, underwriters, and founders to co-create innovative insurance products that are ready for the market. Whether it's embedded insurance, B2B2C group covers, or SME-focused plans, we help you shape the benefits, triggers, exclusions, and pricing that make real sense—both on paper and in the market.


​IRDAI Filing & Regulatory Support

We simplify and accelerate your product filing journey with IRDAI-ready formats, clean documentation, and regulatory alignment. Whether you're entering the sandbox or filing for a full roll-out, our support includes technical write-ups, pricing logic articulation, and filing checklists that speed up approvals.


System Scoping & Functional Alignment 

Product features often fail in execution due to incomplete scope handovers to tech teams. We act as the bridge—translating product logic into system-friendly specs. We help define rating flows, quote journeys, endorsement logic, claim triggers, and more—so your developers and vendors build it right the first time.


Functional Testing for Insurance Products 

Generic QA testing can’t simulate the realities of insurance. We offer functional user testing led by underwriters, not developers—replicating journeys across agents, brokers, and end customers. Our UAT reports highlight conversion issues, user drop-offs, business rule gaps, and regulator red flags before you go live.

Who We Work With

Life & General Insurance Companies


From Tier-1 insurers to regional players, we support insurance companies looking to file new products, run regulatory sandbox pilots, and test digital quote-to-claim journeys before go-live.

InsurTech Startups & Founders


We help InsurTech founders validate product logic, co-create embedded insurance flows, and simulate agent and customer journeys—so your MVP doesn’t crash in the real world.

Insurance Brokers & TPAs


From group health plans to cyber and commercial lines, we support brokers and TPAs in refining benefits, building compliant product documents, and ensuring smoother rollout across partner networks.

Policy Admin System (PAS) Vendors


We work with PAS providers and system integrators to ensure that product requirements are translated into testable journeys, especially for complex commercial, retail health, and endorsement flows.

Embedded Insurance & Distribution Platforms

We help distribution-first players build plug-and-play insurance flows that convert—by aligning benefit logic, pricing triggers, and partner APIs with real-world risk logic.

Bancassurance & Banking Partners

Supporting bank-led product rollouts, channel-specific documentation, and journey testing for core + retail banking customers

Why Choose Protector IQ

✅ We test with insurance sense, not just tech scripts.

Functional testing at Protector IQ is led by professionals who’ve built and priced products—not developers copying test cases.

Outcome: We catch what others miss—business rule gaps, user drop-offs, conversion killers.

✅ We don’t just file products. We build them to last.

From sandbox pilots to full IRDAI filings, we co-create documentation and design logic that’s regulator-ready and user-friendly.

Outcome: Clean approvals. Fewer iterations. Stronger market-fit.

✅ We translate product logic into real-world systems.

No more lost-in-translation handovers. We scope journeys, endorsements, and quote flows so your tech teams build it right, fast.

Outcome: Smooth go-lives. Fewer reworks. A team that’s finally aligned.

✅ We move fast—with structure.

Whether you’re a legacy insurer or a zero-to-one founder, our frameworks adapt to your speed—with clarity at every step.

Outcome: Less back-and-forth. More progress.

💬 What you’re really buying?

Peace of mind before go-live.

You don’t need another generic consultant.

You need a partner who thinks like an underwriter, writes like a regulator, and tests like your toughest user.


At Protector IQ, we don't just support insurance product launches.
We de-risk them.

🟢 Let’s De-Risk Your Next Launch