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What We Do
Designing Risk, Finance, and Systems for a Changing World
Protector IQ is a Product & Systems Innovation Studio helping insurers, reinsurers, multilaterals, and fintechs turn complex risks into scalable solutions.
We work at the intersection of insurance, finance, and climate resilience, co-creating inclusive products, testing system readiness, and shaping market-ready pilots that meet both commercial and impact goals.
From underwriting logic to climate finance integration — we help institutions design, test, and deploy solutions that deliver measurable results.
Protector IQ Insights
Our Impact
100+
Products Launched
Innovative insurance
solutions designed
specifically for the Indian
market, spanning health,
motor, property, Speciality
agriculture, and
microinsurance
categories.
5M+
Lives Protected
Families & Businesses
across India now have
access to meaningful
insurance protection
through our product
innovations and
distribution enablement.
20+
Years of Experience
Deep expertise in India's
insurance landscape, with
comprehensive
understanding of market
dynamics, regulatory
environment, and
consumer needs.
12+
Strategic Partnerships
Collaborative relationships
with insurers, NGOs,
technology platforms, and
regulatory bodies to drive
insurance innovation
throughout India.
Building Climate Resilience
Our climate-focused solutions employ advanced parametric triggers and localised risk modeling to protect farmers, urban dwellers, and coastal populations across India.
By combining traditional Finance and insurance principles with innovative technology, we create affordable protection that responds automatically to climate events, delivering faster payouts when they matter most.
Agent Saathi Platform
Empowering Insurance Agents Across India
Our proprietary Agent Saathi platform revolutionises distribution by
providing comprehensive training, intuitive pitch tools, and sales
enablement resources specifically designed for the Indian market.
Agents using our platform report 40% higher conversion rates and
significantly improved customer satisfaction scores.
Who we work with
Insurers & Reinsurers
accelerating product launches and compliance.
Insurtechs, Brokers & Digital Platforms
enabling differentiation through smarter protection and tech enablement
NGOs & Foundations
designing inclusive and climate-resilient protection models.
Banks, MFIs, Fintechs & NBFCs
embedding risk-finance and protection in lending journeys.
Venture Capital & Startup Investors
technical due diligence and product validation for investee companies.
